For growing businesses

Stop guessing which
capital actually fits

Most businesses waste months chasing the wrong funding. OnPoint maps every capital option to your stage, goals, and cash flow, then ranks what fits. One platform. Clear answers.

Get your capital match → Free. Takes 2 minutes. No account needed.
33M
US small businesses underserved by capital advisory
82%
fail due to cash flow and wrong-fit funding
6+
capital types most founders never evaluate

The capital landscape is broken for small business

Wrong-fit applications

Founders apply for SBA loans when revenue-based financing is a better match. Or chase VCs when a grant program exists for their exact industry.

Fragmented information

Funding options are scattered across dozens of platforms, each pushing their own product. Nobody shows you the full picture, ranked by fit.

Wasted months

The average SMB spends 33 hours on a single loan application. Multiply that across three wrong-fit attempts and you've lost a quarter.

No strategic layer

Banks sell loans. VCs sell equity. Advisors charge retainers. Nobody aligns your capital strategy to where your business actually is.

How it works

Capital clarity in three steps

01

Profile your business

Revenue, runway, industry, growth goals, existing debt. A five-minute intake that maps your financial position.

02

Get ranked matches

AI scores every capital type against your profile: SBA loans, angel investment, revenue-based financing, grants, crowdfunding, lines of credit, and more.

03

Move with confidence

See exactly why each option fits (or doesn't), what the true cost of capital is, and which application to prioritize first.

Every business deserves a capital strategy, not just the ones that can afford advisors

OnPoint is building the alignment layer between businesses and capital. Not another marketplace. Not another lender. A clear-eyed system that tells you which money fits and why, so you spend your time growing instead of guessing.

Get your free capital match →